{"id":641,"date":"2025-11-03T14:16:59","date_gmt":"2025-11-03T07:16:59","guid":{"rendered":"https:\/\/kt247.vn\/wp\/?p=641"},"modified":"2025-11-03T14:28:28","modified_gmt":"2025-11-03T07:28:28","slug":"che-do-bao-hiem-xa-hoi-doi-voi-ho-kinh-doanh-hkd-nam-2026","status":"publish","type":"post","link":"https:\/\/kt247.vn\/wp\/?p=641","title":{"rendered":"Ch\u1ebf \u0111\u1ed9 B\u1ea3o hi\u1ec3m X\u00e3 h\u1ed9i \u0111\u1ed1i v\u1edbi H\u1ed9 Kinh Doanh (HKD) n\u0103m 2026"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">1. Quy \u0111\u1ecbnh ph\u00e1p l\u00fd<\/h2>\n\n\n\n<p>T\u1eeb n\u0103m 2026, h\u1ed9 kinh doanh c\u00f3 th\u1ec3 <strong>tham gia BHXH t\u1ef1 nguy\u1ec7n<\/strong> theo Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014, Ngh\u1ecb \u0111\u1ecbnh 134\/2015\/N\u0110-CP, Th\u00f4ng t\u01b0 23\/2023\/TT-BL\u0110TBXH.<\/p>\n\n\n\n<p>M\u1ee5c ti\u00eau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi kinh doanh t\u1ef1 do.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 khi <strong>\u1ed1m \u0111au, thai s\u1ea3n, h\u01b0u tr\u00ed, t\u1eed tu\u1ea5t<\/strong>.<\/li>\n\n\n\n<li>T\u0103ng t\u00ednh minh b\u1ea1ch v\u00e0 tr\u00e1ch nhi\u1ec7m v\u1edbi c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Ai c\u1ea7n tham gia<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ee7 h\u1ed9 kinh doanh (c\u00e1 nh\u00e2n kinh doanh) kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u1edbi t\u1ed5 ch\u1ee9c, doanh nghi\u1ec7p.<\/li>\n\n\n\n<li>C\u00f3 thu nh\u1eadp t\u1eeb kinh doanh nh\u01b0ng ch\u01b0a tham gia BHXH b\u1eaft bu\u1ed9c.<\/li>\n\n\n\n<li>Mu\u1ed1n \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i h\u01b0u tr\u00ed, \u1ed1m \u0111au, thai s\u1ea3n, t\u1eed tu\u1ea5t.<\/li>\n<\/ul>\n\n\n\n<p><strong>L\u01b0u \u00fd:<\/strong> Ch\u1ee7 h\u1ed9 kinh doanh t\u1ef1 quy\u1ebft \u0111\u1ecbnh m\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n, nh\u01b0ng ph\u1ea3i \u0111\u00f3ng theo m\u1ee9c <strong>quy \u0111\u1ecbnh t\u1ed1i thi\u1ec3u c\u1ee7a Nh\u00e0 n\u01b0\u1edbc<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. C\u00e1c lo\u1ea1i h\u00ecnh BHXH cho HKD<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">3.1 BHXH t\u1ef1 nguy\u1ec7n<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tham gia t\u1ef1 nguy\u1ec7n, \u0111\u00f3ng theo <strong>m\u1ee9c do c\u00e1 nh\u00e2n l\u1ef1a ch\u1ecdn<\/strong> (t\u1ed1i thi\u1ec3u = 20% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf).<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i: h\u01b0u tr\u00ed, t\u1eed tu\u1ea5t.<\/li>\n\n\n\n<li>\u0110\u00f3ng h\u00e0ng th\u00e1ng, 3 th\u00e1ng, 6 th\u00e1ng ho\u1eb7c 12 th\u00e1ng t\u00f9y ch\u1ecdn.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3.2 BHYT (B\u1ea3o hi\u1ec3m y t\u1ebf)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c \u0111\u0103ng k\u00fd <strong>BHYT c\u00e1 nh\u00e2n theo h\u1ed9 gia \u0111\u00ecnh ho\u1eb7c c\u00e1 nh\u00e2n<\/strong>.<\/li>\n\n\n\n<li>H\u01b0\u1edfng kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i c\u01a1 s\u1edf y t\u1ebf theo quy \u0111\u1ecbnh.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. M\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n cho HKD<\/h2>\n\n\n\n<p><strong>C\u0103n c\u1ee9 n\u0103m 2026:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf d\u1ef1 ki\u1ebfn: 6,0 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng (tham kh\u1ea3o)<\/li>\n\n\n\n<li>M\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n = <strong>20% x m\u1ee9c thu nh\u1eadp th\u00e1ng<\/strong><\/li>\n\n\n\n<li>V\u00ed d\u1ee5: N\u1ebfu ch\u1ecdn m\u1ee9c thu nh\u1eadp \u0111\u00f3ng BHXH 6 tri\u1ec7u\/th\u00e1ng \u2192 \u0111\u00f3ng 1,2 tri\u1ec7u\/th\u00e1ng.<\/li>\n<\/ul>\n\n\n\n<p><strong>L\u01b0u \u00fd:<\/strong> C\u00f3 th\u1ec3 \u0111\u00f3ng cao h\u01a1n \u0111\u1ec3 h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed cao h\u01a1n.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Th\u1ee7 t\u1ee5c tham gia<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">5.1 Chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0110\u01a1n \u0111\u0103ng k\u00fd tham gia BHXH t\u1ef1 nguy\u1ec7n (m\u1eabu D01-TS).<\/li>\n\n\n\n<li>B\u1ea3n sao CMND\/CCCD.<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd HKD (kh\u00f4ng b\u1eaft bu\u1ed9c nh\u01b0ng ti\u1ec7n x\u00e1c minh).<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">5.2 N\u1ed9p h\u1ed3 s\u01a1<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ed9p t\u1ea1i <strong>c\u01a1 quan BHXH c\u01a1 s\u1edf ph\u01b0\u1eddng\/x\u00e3<\/strong> n\u01a1i \u0111\u0103ng k\u00fd HKD.<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 n\u1ed9p tr\u1ef1c tuy\u1ebfn n\u1ebfu c\u01a1 quan BHXH h\u1ed7 tr\u1ee3.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5.3 Nh\u1eadn th\u1ebb BHYT<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sau khi \u0111\u00f3ng ti\u1ec1n BHXH, ng\u01b0\u1eddi tham gia s\u1ebd nh\u1eadn <strong>s\u1ed5 BHXH v\u00e0 th\u1ebb BHYT<\/strong>.<\/li>\n\n\n\n<li>Th\u1ebb BHYT s\u1eed d\u1ee5ng kh\u00e1m ch\u1eefa b\u1ec7nh theo tuy\u1ebfn v\u00e0 quy\u1ec1n l\u1ee3i BHYT.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Quy\u1ec1n l\u1ee3i khi tham gia BHXH<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">6.1 \u1ed0m \u0111au v\u00e0 thai s\u1ea3n<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 \u1ed1m \u0111au theo m\u1ee9c \u0111\u00f3ng v\u00e0 th\u1eddi gian \u0111\u00f3ng.<\/li>\n\n\n\n<li>H\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n: ngh\u1ec9 sinh con, h\u1ed7 tr\u1ee3 nu\u00f4i con.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6.2 H\u01b0u tr\u00ed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khi \u0111\u1ee7 <strong>tu\u1ed5i ngh\u1ec9 h\u01b0u<\/strong> v\u00e0 c\u00f3 \u0111\u1ee7 th\u1eddi gian \u0111\u00f3ng BHXH, \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6.3 T\u1eed tu\u1ea5t<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p t\u1eed tu\u1ea5t theo quy \u0111\u1ecbnh.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. L\u01b0u \u00fd quan tr\u1ecdng<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Tham gia <strong>s\u1edbm c\u00e0ng t\u1ed1t<\/strong> \u0111\u1ec3 t\u00edch l\u0169y th\u1eddi gian h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u v\u00e0 c\u00e1c ch\u1ebf \u0111\u1ed9 kh\u00e1c.<\/li>\n\n\n\n<li>BHXH t\u1ef1 nguy\u1ec7n l\u00e0 <strong>b\u1eaft bu\u1ed9c \u0111\u00f3ng \u0111\u1ec1u \u0111\u1eb7n<\/strong> \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i.<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 <strong>chuy\u1ec3n \u0111\u1ed5i BHXH t\u1ef1 nguy\u1ec7n sang BHXH b\u1eaft bu\u1ed9c<\/strong> n\u1ebfu HKD chuy\u1ec3n l\u00ean doanh nghi\u1ec7p v\u00e0 c\u00f3 lao \u0111\u1ed9ng.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. K\u1ebft lu\u1eadn<\/h2>\n\n\n\n<p>Vi\u1ec7c tham gia BHXH \u0111\u1ed1i v\u1edbi h\u1ed9 kinh doanh l\u00e0 <strong>b\u1ea3o v\u1ec7 ch\u00ednh b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh<\/strong> tr\u01b0\u1edbc r\u1ee7i ro \u1ed1m \u0111au, thai s\u1ea3n, h\u01b0u tr\u00ed v\u00e0 t\u1eed tu\u1ea5t.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ee7 h\u1ed9 n\u00ean c\u00e2n nh\u1eafc <strong>\u0111\u00f3ng m\u1ee9c cao h\u01a1n m\u1ee9c t\u1ed1i thi\u1ec3u<\/strong> \u0111\u1ec3 t\u0103ng quy\u1ec1n l\u1ee3i h\u01b0u tr\u00ed.<\/li>\n\n\n\n<li>N\u1eafm r\u00f5 <strong>th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1, m\u1ee9c \u0111\u00f3ng<\/strong> \u0111\u1ec3 kh\u00f4ng b\u1ecf l\u1ee1 quy\u1ec1n l\u1ee3i t\u1eeb n\u0103m 2026.<\/li>\n<\/ul>\n\n\n\n<p>Xem th\u00eam: <a href=\"https:\/\/kt247.vn\/wp\/blog\/2025\/11\/03\/ho-kinh-doanh-co-nen-chuyen-doi-len-doanh-nghiep\/\">HKD chuy\u1ec3n \u0111\u1ed5i l\u00ean doanh nghi\u1ec7p<\/a>, <a href=\"https:\/\/kt247.vn\/wp\/blog\/2025\/11\/03\/huong-dan-ap-dung-hoa-don-dien-tu-va-so-sach-ke-toan-cho-ho-kinh-doanh-tu-nam-2026\/\">H\u01b0\u1edbng d\u1eabn ch\u1ebf \u0111\u1ed9 k\u1ebf to\u00e1n cho HKD<\/a><\/p>\n\n\n\n<p>T\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed<br>H\u1ed7 tr\u1ee3 k\u1ecbp th\u1eddi<br>Cam k\u1ebft gi\u00e1 t\u1ed1t<br>\u0110a d\u1ea1ng s\u1ea3n ph\u1ea9m<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Quy \u0111\u1ecbnh ph\u00e1p l\u00fd T\u1eeb n\u0103m 2026, h\u1ed9 kinh doanh c\u00f3 th\u1ec3 tham gia BHXH t\u1ef1 nguy\u1ec7n theo Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014, Ngh\u1ecb \u0111\u1ecbnh 134\/2015\/N\u0110-CP, Th\u00f4ng t\u01b0 23\/2023\/TT-BL\u0110TBXH. M\u1ee5c ti\u00eau: 2. Ai c\u1ea7n tham gia L\u01b0u \u00fd: Ch\u1ee7 h\u1ed9 kinh doanh t\u1ef1 quy\u1ebft \u0111\u1ecbnh m\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n, nh\u01b0ng ph\u1ea3i \u0111\u00f3ng&hellip;&nbsp;<a href=\"https:\/\/kt247.vn\/wp\/?p=641\" rel=\"bookmark\"><span class=\"screen-reader-text\">Ch\u1ebf \u0111\u1ed9 B\u1ea3o hi\u1ec3m X\u00e3 h\u1ed9i \u0111\u1ed1i v\u1edbi H\u1ed9 Kinh Doanh (HKD) n\u0103m 2026<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[8],"tags":[39,9,38],"class_list":["post-641","post","type-post","status-publish","format-standard","hentry","category-bhxh","tag-39","tag-bhxh","tag-hkd"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - 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